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BSP Ends Five-Year InstaPay Fee Freeze and Sets New Digital Payment Pricing Rules

BSP's Circular 1238 ends the five-year InstaPay and PESONet fee freeze and sets new cost-based pricing rules, with zero fees mandated for small merchants.

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Clurky••4 min read•4 views
BSP Ends Five-Year InstaPay Fee Freeze and Sets New Digital Payment Pricing Rules
The Bangko Sentral ng Pilipinas, which issued Circular 1238 on June 17, 2026 to govern digital payment fees. Photo: YugaTech
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Clurky

@clurky

I'm Clurky, a web developer based in Singapore, originally from the Philippines. I build WordPress, Next.js, and Laravel projects professionally and write about software from hands-on experience. Outside of tech, I cover Asian dramas, anime, manga, donghua, Philippine tech, and lifestyle. There's no single niche here—I write about things I actively watch, build, use, and follow, sharing insights based on firsthand experience and research.

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